Legal Defense Plan
The Fraternal Order of Police Legal Defense Plan, Inc. was created by the National FOP. This self-funded plan is available to eligible FOP groups and individual members to cover law enforcement exposures, including:
- Administrative, civil and criminal legal coverage: The Legal Defense Plan pays for legal defense of certain administrative, civil and criminal proceedings against plan participants. Legal defense coverage has become a necessity as the frequency and costs of allegations against peace officers continue to rise.
- H.R. 218 coverage: Legal defense coverage is provided to FOP active and retired officers for civil or criminal claims associated with H.R. 218. The annual coverage limit is $25,000 at a cost of $50 per participant. If you are currently a FOP Legal Defense Plan participant, coverage for H.R. 218 is automatically included.
- Moonlighting Liability Insurance Program: This coverage protects individual peace officers who perform extra-duty jobs. In addition to protecting the officer, coverage is extended to the nongovernmental entity that has contracted the officer’s services. By offering protection to the extra-duty employer, you have a distinct marketing advantage over other programs, which may not extend coverage to the hiring entity. Any peace officer who provides law enforcement services for nongovernmental entities needs this coverage. Coverage is subject to approval from your primary governmental employer.